Is Bet105 Legal in the US? Statutes, Enforcement and the Real Risk

Bet105 is not licensed in any US state. Its Terms of Use exclude no US state either. It turns away the UK, Russia, Ukraine, India, Brazil, Colombia and FATF blacklisted countries, and leaves US legality to you. Federal law targets operators rather than bettors. Washington is the clearest state that makes online betting at an unlicensed book a crime for the player, a class C felony. We found no US regulator letter naming Bet105.

People ask “is Bet105 legal in my state?” The honest answer has three parts, and they are different questions: what the statutes say, what enforcement has actually happened, and where the practical risk sits for someone with money on the site. Bet105’s own pages add a fourth problem. They give conflicting answers about where the book is licensed, who owns it, and which states its US product serves.

For this page we read Bet105’s Terms of Use, General Rules and its “Is Bet105 legal in the US” page. We checked the text of the federal statutes and the state statutes cited below. We also searched the cease and desist records of Michigan, Illinois, Maryland and Massachusetts for any letter naming Bet105. Nothing here is legal advice. If your situation matters, ask a lawyer licensed in your state.

The short answer by state

Where Bet105 accepts you and where it is lawful for you to bet are two different questions. Bet105’s terms answer the first. Your state’s statutes answer the second, and Bet105 says in writing that the second is your problem.

What Bet105’s own terms say

The Terms of Use list the places Bet105 will not take. No US state is on the list.

The same terms put legality on you: “It is your sole responsibility to ensure that your use of the service is legal.” They add that if internet gambling is illegal where you are, “you are not authorized to use your cryptocurrency to deposit on this site.” The General Rules say every transaction is “governed by the laws of Costa Rica” and that Costa Rica residents may not join.

Bet105’s “Is Bet105 legal in the US” page, as we read it on 29 September 2026, matches the terms: “We accept players from around the world,” licensed “in Anjouan rather than by a state gaming commission,” and “it is your responsibility to confirm what is permitted where you live.” It names no excluded state. When we read the same page on 27 September it said something different. It described a “social sweepstakes sportsbook” in “48 states (all except Washington and Utah)” and called the crypto book “Curaçao-licensed.” It has since been rewritten.

A separate page describes a free to play “social sportsbook” that excludes California, Connecticut, Idaho, Louisiana, Michigan, Montana, Nevada, New Jersey and New York. Those exclusions apply to that sweepstakes style product, not to the real money crypto sportsbook, whose terms exclude no US state. Several of those states passed laws against sweepstakes gaming in 2025 and 2026, including California (AB 831), Connecticut (SB 1235), New Jersey (A 5447) and New York (S5935) Reported.

Federal law: what it covers and what it does not

None of these makes it a federal crime for an individual to place a bet with an offshore book. They make it harder for the book to operate and to move money, which is why deposits at offshore books are mostly in crypto. In August 2025 a coalition of state attorneys general asked the US Attorney General to use federal tools against offshore gambling, including domain seizures and payment blocking. That letter named no operator.

State law: where the bettor is the offender

Most state gambling laws are aimed at whoever runs the game. A few reach the player. The table separates what we read in the statute text from what we only found in secondary summaries.

Washington’s statute is the only one on the list that names the internet and reaches a person who receives gambling information, and it is a felony. Indiana and Illinois make placing an unauthorized bet a misdemeanor in general terms, so betting through a licensed state app is lawful and betting at Bet105 is not. Louisiana’s 2026 amendment is aimed at the businesses and payment processors that make offshore gambling work. Whether its base offence reaches an individual bettor is unresolved.

What has actually happened

Enforcement against offshore sportsbooks in 2025 and 2026 has been aimed at operators. We searched four state lists for Bet105.

We did not check New Jersey, Pennsylvania, Ohio or Connecticut line by line. General searches there found no letter naming Bet105. The absence of a letter is not permission: letters go to operators a regulator notices, and books that are not named are no more legal than the ones that are. Every cease and desist we reviewed was addressed to an operator. None was addressed to a bettor.

Where sports betting is legal in 2026

If you want a book with a regulator behind it, this is where one exists. The list is as of September 2026. Legal Sports Report agrees on the no legal betting list, though it gives an older count of states.

Missouri launched retail and mobile betting on 1 December 2025. Wisconsin legalized online betting in April 2026, but it depends on tribal compact approval and is expected in late 2026 or 2027 Reported.

What Bet105’s licence claims mean

Bet105’s marketing and its binding documents point to different places:

• Anjouan. The licensing page and the US legality page claim a licence “issued in Anjouan, Union of the Comoros.” Neither gives a licence number. Until 27 September the US legality page said “Curaçao-licensed” instead.
• Gaming Services Provider N.V., plus Costa Rica law. The Terms of Use, last updated 1 January 2025, send complaints to “our licensing body, Gaming Services Provider N.V.” The General Rules place every transaction under the laws of Costa Rica.

Gaming Curaçao says every sub-licence under Gaming Services Provider N.V. expired on 18 August 2024. Anjouan publishes a gaming licensing and supervisory framework, but without a licence number we could not match Bet105 to an entry. So the accurate statement is that we have not verified a current licence covering this operator and this domain.

None of these would make Bet105 legal in any US state. A licence from Anjouan or Curaçao, where valid, governs the operator’s conduct in that jurisdiction. It does not override US state law, and Bet105’s own licensing page says so: its licence “does not override the rules where you live.” For a US bettor, what a verifiable licence would give you is a named company and a regulator you could complain to. Bet105 currently offers neither in a form we could verify. The full analysis is in our Bet105 review.

Where the real risk is

For most bettors the realistic risk at Bet105 is not prosecution. It is being on the wrong side of a dispute with nobody to appeal to:

• No state regulator. None has authority over your account.
• Short deadlines and a low cap. The terms give you three days to dispute a graded bet and cap Bet105’s liability at the lower of your stake or $500.
• No chargebacks. Crypto deposits cannot be reversed.
• Dormant balances. The General Rules forfeit balances on accounts inactive for 365 days.
• Documents on demand. The terms let Bet105 ask for ID, proof of address, a selfie or a call before any withdrawal, whatever the homepage says about KYC.

Our explainers on whether it is illegal to use offshore sportsbooks and the real risks of offshore sportsbooks cover the general case.

Common questions

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